Trustee Indemnity Insurance

This insurance is specifically designed to cover the management risks incurred by charities and their trustees and is available to all recognised charities in the United Kingdom. The policy is designed to cover the Trustees against wrongful acts. Wrongful Acts include actual or alleged acts and the policy is designed to pay for and defend these actions.

To obtain a quotation please click on this link: trustee indemnity insurance quotation

Professional Indemnity Insurance

Cover can be extended to include Professional Services such as financial advice or counselling. The cover brings peace of mind to the charity trustees, directors and officers who can be secure in the knowledge that most personal losses will be met.

Associations, Committees and Clubs

If you are not a recognised charity we can still provide you with the management risks and professional indemnity cover.

Fidelity Guarantee Insurance

Some insurers will extend cover to include Fidelity Guarantee Insurance, sometimes also called Crime. This is cover in respect of fraud or dishonesty by employees or volunteers where they are handling cash. This sort of cover is usually provided only where background checks on staff are possible i.e. the person agrees to checks being made with the police etc.

Typical Cost for a Small Charity

Typical costs for a limit of indemnity of £250,000 where your income is less than £50,000 is £250.00 including Insurance Premium Tax.  Indemnity limits start at £100,000.  By including as part of a package of covers, we can lower the cost considerably with prices starting at less than £80.00 for £100,000 of cover.

Quotations are also available for other income levels and where the gross assets exceed £500,000.

How to obtain your quote

We recommend that you call us on 0845 257 1355 so that we can discuss your requirements and give you an initial indication, alternatively, complete this online form so that we can seek quotations to meet your needs.  You should also check with the Charity Commissioners. A guide to Trustees and Directors & Officers Liability produced by one of our markets is available here. We have put together some claims examples to help in the understanding of cover - click here to view.


We look forward to hearing from you.