Specialty Liability Insurance for Medical sector and Clinical Trials

We now have access to a new Specialty Liability Insurance product, designed to cater for companies operating in the following specialist areas whose turnover is less than £20 million:

Medical and Surgical Products
Pharmaceuticals and Drugs
Supplements and Cosmetics
Scientific and Technical Equipment

Policy Cover

Our Policy has four optional sections of cover:

Public and Products Liability
Professional Indemnity
Clinical Trials
Employers Liability

Separate Indemnity Limits are provided in respect of each section of cover and all, with the exception of Employers Liability, may be taken on a 'stand alone' basis.

Clinical Trials

This section caters for those companies that undertake the trial - 'the doing risk'. It is written on a specified trial basis, covering both traditional legal liability and 'no fault' compensation indemnities, as appropriate.

How to get a quote

We suggest you check the qualifying section below then download the following proposal form. Once the proposal form is complete, please send it back to us by fax, e-mail or post.

Proposal Form

Do you qualify for the cover?

Examples of the types of risk we are able to quote for are detailed below:

Medical and Surgical Products
- Critical Care
- Disposable Items, Needles
- Drug & Alcohol Test Kits
- Examination Gloves – (not Latex)
- Home Medical Tests
- Imaging, X-Ray, Lithotripsy
- Implants – Orthopaedic
- Implants – Other
- Medical or Dental Instruments & Tools
- Wheelchairs, Canes, Hospital Beds

Pharmaceuticals and Drugs
- Animals and Livestock
- Prescribed Drugs
- General ‘over the counter’ Generic
Drugs, including Pharmacy Drugs
and Medicines

Scientific and Technical
- Field Equipment including
- Monitoring and Testing
- Scientific and Laboratory
- Prototypes
- New and Bespoke Designed

Products Supplements and Cosmetics
- Diets and Nutrients
- Vitamins
- Herbal Remedies
- Over-the-counter
- Skin Care Cosmetics

We are particularly interested in UK based 'smaller' companies (with a turnover of less than £20 million) and are happy to consider new company 'start ups' and 'incubator' risks that are introducing new ideas and products to the market. We cater for those ‘smaller’ risks that operate in specific areas that will benefit from a bespoke approach to underwriting all of their particular liability needs.

The approach to writing risks of this nature is somewhat unique, particularly for risks of this size.

The insurers experienced ‘in house’ claims team can quickly evaluate and deal with potential claim situations as they arise and, as necessary, call upon the services of appropriately qualified specialists with whom they have forged close working relationships.

Minimum Premiums and deductibles start at £2,500.