Frequently Asked Questions

Q1- Do we need to purchase our own Public Liability Insurance if we meet in third party premise’s which has its own Public Liability Insurance in force?

A - Yes, unless the third party insurers provide a policy extension to include Public Liability cover to third party groups, no cover will be in force for the activities you organise.

Q2-  Do we need Employers Liability Insurance even though we do not have any paid employees?

A - Yes. If you have Trustees, Volunteers, or persons carrying out anything for you in connection with your activities, they are covered by this policy section. They are not Third Parties.

Q3 - Would our church insurance policy cover all of our church activities?

A - Normally yes providing you have notified your insurer of the types of activities you organise and any “unusual or one off” activities or events beforehand. High risk activities such abseiling or canoeing that you organise would be excluded by the policy.