Church Insurance for RCCG Churches

We specialise in providing insurance for RCCG churches.  Advice is given on the best way to arrange protection against liabilities incurred from your activities and how to structure your asset protection.  Indemnity to trustees or management committee can be included.  Please call 0845 257 1355 for a quotation or to discuss any church insurance query you have.

We have an on-line Church Insurance quote request and will search the best deal from our panel of eight specialist church insurers.

Our Service

Our experience and personal involvement with churches, fellowships and religious groups puts us in a position to give advice and quotations on the best policy suitable for your church.

The church insurance policies we recommend give appropriate cover for buildings, contents, equipment, money, and liabilities. Cover is available for legal expenses, minibuses and public liability for all activities, including youth activities anywhere in the UK. Please let us listen to your church insurance requirements and discuss your options with you.

Example of a typical package 

Standard Cover:

Telephone Helplines 24/365 response. Emergencies, legal advice and counselling

Buildings and Contents for loss or damage to property. The property can be covered for a wide range of events and can include accidental damage.

Sums insured are index-linked to keep in line with inflation.

Buildings cover includes:

Accidental breakage to fixed glass and sanitary fittings;
Stained glass to £10,000 as standard. Higher limits available;
Damage to grounds caused by the Emergency Services up to £10,000;
JCT Minor Building Works Clause 6.3B to £100,000 contract price;
Theft of external metalwork to £25,000 as standard, but higher limits are available;
Bequeathed property to £100,000.

Contents cover also includes:

Frozen foods £1,000;
Fund raising events £5,000 for property at exhibitions;
Lock replacement £1,000 following theft of keys;
Members’ and visitors’ effects £500 per person;
Office equipment belonging to employees £5,000;
Ministers’ and Pastors’ books £2,500.

Loss of Income and additional expenditure following insured damage £25,000.

Money at the home of a church official or in transit up to £3,500 (increased to £7,000 on up to three special occasions). Also, loss by dishonesty of church officials to £10,000.

Personal Accident Cover for church workers accidentally injured while engaged in authorised church activities £10,000.

Employers Liability for injury to employees and voluntary workers - limit £10,000,000.

Public and Property Owners Liability for injury to the public or damage to their property - limit £5,000,000.

Products Liability for goods sold or supplied - limit £5,000,000.

Publishers’ Indemnity for libel, slander, infringement of trademark etc. arising from official church publications -limit £100,000.

Pastoral Care for negligence in rendering pastoral care - limit £5,000,000 for injury to the public or damage to their property (£100,000 for financial loss).

Legal Expenses Protection for legal costs and expenses £100,000. Employment compensation awards up to £1,000,000.

Optional Cover

All Risks Section Covers property such as laptops, projectors, cameras away from the premises.

Child Care Activities after school care, nursery schools, playgroups controlled and managed by the church.

Electrical and Mechanical Plant or Heating Installation
Sudden and unforeseen damage.

Also available:

Long Term Undertaking Discounts (3 or 5 Years) 
Voluntary community work undertaken by the church.

Trustees’ and Officers’ Indemnity Cover for trustees and officers and the church arising from ‘wrongful acts’ committed by them in their capacity as a trustee or officer of the church. Indemnity limits from £100,000 and upwards.

How can we help you?

We can offer quotations from several insurers who specialise in church insurance. We aim to give you truly independent advice and a competitive quote for your church insurance.

For more church insurance information please contact us on-line or by telephone.

We look forward to hearing from you.